@import url('https://fonts.googleapis.com/css2?family=Outfit:wght@300;400;500;600;700;800&display=swap');

/* --- CUSTOM PROPERTIES --- */
:root {
  --primary: #0E1B4C;          /* Deep Slate Navy (Brand Dark) */
  --primary-hover: #070e28;
  --secondary: #0084D1;        /* Bright Sky Blue (CTA/Accent) */
  --secondary-hover: #006bb0;
  --accent: #57C5B6;           /* Bright Aqua Teal */
  --success: #10B981;          /* Emerald Green */
  --success-bg: rgba(16, 185, 129, 0.1);
  --warning: #F59E0B;          /* Amber Yellow */
  
  --light-blue-bg: #F0F5F9;    /* Page backdrops / soft light blue */
  --light-blue-card: #EAF0F6;  /* Soft grey-blue border tints */
  --white: #FFFFFF;
  --text-dark: #1E293B;        /* Slate 800 */
  --text-light: #64748B;       /* Slate 500 */
  --border-color: #E2E8F0;     /* Slate 200 */
  
  --font-main: 'Outfit', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  --shadow-sm: 0 2px 8px rgba(14, 27, 76, 0.04);
  --shadow-md: 0 10px 30px rgba(14, 27, 76, 0.06);
  --shadow-lg: 0 20px 50px rgba(14, 27, 76, 0.1);
  
  --border-radius-sm: 8px;
  --border-radius: 16px;
  --border-radius-lg: 24px;
  --max-width: 1200px;
}

/* --- RESET & BASE --- */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-main);
  background-color: var(--white);
  color: var(--text-dark);
  line-height: 1.6;
  overflow-x: hidden;
}

a {
  color: inherit;
  text-decoration: none;
  transition: var(--transition);
}

ul {
  list-style: none;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
  image-rendering: -webkit-optimize-contrast;
  image-rendering: crisp-edges;
}

button, input, select, textarea {
  font-family: inherit;
  font-size: inherit;
  border: none;
  background: none;
  outline: none;
}

button {
  cursor: pointer;
}

/* --- REUSABLE UTILITIES --- */
.container {
  width: 90%;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 15px;
}

.section-padding {
  padding: 100px 0;
}

.text-center {
  text-align: center;
}

/* Button Refinements (exact shapes from screenshot) */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 14px 28px;
  border-radius: 30px;
  font-weight: 600;
  font-size: 0.95rem;
  transition: var(--transition);
  gap: 8px;
}

.btn-primary {
  background-color: var(--secondary);
  color: var(--white);
  box-shadow: 0 4px 14px rgba(0, 132, 209, 0.2);
}

.btn-primary:hover {
  background-color: var(--secondary-hover);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(0, 132, 209, 0.3);
}

.btn-secondary-outline {
  background-color: var(--white);
  color: var(--primary);
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow-sm);
}

.btn-secondary-outline:hover {
  background-color: var(--light-blue-bg);
  border-color: var(--text-light);
  transform: translateY(-2px);
}

.btn-accent {
  background-color: var(--secondary);
  color: var(--white);
}

.btn-accent:hover {
  background-color: var(--secondary-hover);
  transform: translateY(-2px);
}

.arrow-icon {
  width: 18px;
  height: 18px;
  transition: var(--transition);
}

.btn-primary:hover .arrow-icon {
  transform: translateX(4px);
}

.section-title {
  font-size: 2.4rem;
  color: var(--primary);
  margin-bottom: 16px;
  font-weight: 700;
  position: relative;
  display: inline-block;
}

.section-title.text-center {
  display: block;
  margin-left: auto;
  margin-right: auto;
  width: fit-content;
}

.section-title::after {
  content: '';
  position: absolute;
  bottom: -8px;
  left: 50%;
  transform: translateX(-50%);
  width: 60px;
  height: 4px;
  background-color: var(--secondary);
  border-radius: 2px;
}

.section-subtitle {
  color: var(--text-light);
  font-size: 1.1rem;
  max-width: 600px;
  margin: 0 auto 50px auto;
  font-weight: 400;
}

/* --- TOP BAR --- */
.top-bar {
  background-color: var(--primary);
  color: var(--white);
  font-size: 0.72rem;
  padding: 8px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.top-bar-container {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.tb-item strong {
  color: var(--secondary);
}

@media (max-width: 576px) {
  .top-bar-container {
    flex-direction: column;
    gap: 4px;
    text-align: center;
  }
}

/* --- HEADER / NAVIGATION (Exact match to screenshot) --- */
.header {
  position: sticky;
  top: 0;
  left: 0;
  width: 100%;
  background-color: rgba(255, 255, 255, 0.85);
  backdrop-filter: blur(20px) saturate(180%);
  -webkit-backdrop-filter: blur(20px) saturate(180%);
  border-bottom: 1px solid rgba(226, 232, 240, 0.8);
  box-shadow: var(--shadow-sm);
  z-index: 1000;
}

.header-container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  height: 90px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 12px;
}

.logo-img {
  height: 54px;
  width: auto;
  object-fit: contain;
  display: block;
  filter: drop-shadow(0 2px 6px rgba(14, 27, 76, 0.06));
}

.logo-text {
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--primary);
  line-height: 1.15;
  letter-spacing: -0.5px;
}

.logo-text span {
  display: block;
  font-size: 0.7rem;
  color: var(--text-light);
  font-weight: 500;
  letter-spacing: 0.5px;
  margin-top: 2px;
}

.nav-menu {
  display: flex;
  align-items: center;
  gap: 28px;
}

.nav-link {
  font-weight: 500;
  color: var(--text-light);
  font-size: 0.95rem;
  padding: 8px 0;
  display: inline-flex;
  align-items: center;
  gap: 4px;
}

.nav-link:hover, .nav-link.active {
  color: var(--primary);
}

.chevron-icon {
  width: 14px;
  height: 14px;
  transition: var(--transition);
}

.nav-dropdown:hover .chevron-icon {
  transform: rotate(180deg);
}

/* Dropdown mega menu styles */
.nav-dropdown {
  position: relative;
}

.dropdown-menu-list {
  position: absolute;
  top: 100%;
  left: 50%;
  transform: translateX(-50%) translateY(15px);
  width: 220px;
  background-color: var(--white);
  border: 1px solid var(--border-color);
  border-radius: var(--border-radius-sm);
  box-shadow: var(--shadow-lg);
  padding: 12px;
  display: flex;
  flex-direction: column;
  gap: 6px;
  opacity: 0;
  pointer-events: none;
  transition: var(--transition);
  z-index: 1010;
}

/* Invisible bridge to prevent dropdown from disappearing on hover gap */
.dropdown-menu-list::before {
  content: '';
  position: absolute;
  top: -25px;
  left: 0;
  width: 100%;
  height: 25px;
  background: transparent;
}

.nav-dropdown:hover .dropdown-menu-list {
  opacity: 1;
  pointer-events: all;
  transform: translateX(-50%) translateY(5px);
}

.dropdown-menu-list a {
  padding: 10px 14px;
  font-size: 0.88rem;
  font-weight: 500;
  color: var(--text-light);
  border-radius: 6px;
  transition: var(--transition);
}

.dropdown-menu-list a:hover {
  background-color: var(--light-blue-bg);
  color: var(--secondary);
  padding-left: 18px;
}

.header-actions .btn {
  padding: 12px 24px;
}

.hamburger {
  display: none;
  flex-direction: column;
  gap: 6px;
  cursor: pointer;
  z-index: 1001;
}

.hamburger span {
  display: block;
  width: 26px;
  height: 2.5px;
  background-color: var(--primary);
  border-radius: 2px;
  transition: var(--transition);
}

.nav-action-mob {
  display: none;
}

/* --- HERO SECTION (Precise replication of image) --- */
.hero {
  background: var(--white);
  padding: 80px 0 100px 0;
  overflow: hidden;
  position: relative;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 40px;
  align-items: center;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 16px;
  background-color: #EBF8FF;
  border: 1px solid rgba(0, 132, 209, 0.12);
  border-radius: 30px;
  color: var(--secondary);
  font-size: 0.82rem;
  font-weight: 600;
  margin-bottom: 24px;
}

.badge-icon {
  width: 14px;
  height: 14px;
  fill: var(--secondary);
}

.hero-content h1 {
  font-size: 3.5rem;
  line-height: 1.12;
  color: var(--primary);
  font-weight: 800;
  margin-bottom: 24px;
  letter-spacing: -1.5px;
}

.hero-content .accent-text {
  color: var(--secondary);
  display: block; /* Stacks exactly like screenshot */
}

.hero-description {
  font-size: 1.12rem;
  color: var(--text-light);
  margin-bottom: 36px;
  max-width: 520px;
  line-height: 1.55;
}

.hero-btns {
  display: flex;
  gap: 16px;
  margin-bottom: 60px;
}

.hero-stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}

.stat-card {
  background-color: var(--white);
  border: 1px solid var(--border-color);
  border-radius: var(--border-radius-sm);
  padding: 16px;
  display: flex;
  flex-direction: column;
  gap: 6px;
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}

.stat-card:hover {
  transform: translateY(-2px);
  border-color: rgba(0, 132, 209, 0.2);
}

.stat-label {
  font-size: 0.76rem;
  color: var(--text-light);
  font-weight: 500;
}

.stat-val {
  font-size: 1.6rem;
  font-weight: 700;
  color: var(--primary);
}

/* Hero Visual Stack (Debit card & Balance card overlapping) */
.hero-visual {
  position: relative;
  display: flex;
  justify-content: flex-end;
  height: 400px;
  margin-right: 30px;
}

.hero-card-stack {
  position: relative;
  width: 100%;
  max-width: 460px;
}

/* Floating Debit Card Styling */
.bank-card {
  position: absolute;
  top: 15px;
  left: 0;
  width: 320px;
  height: 200px;
  background: linear-gradient(135deg, #18234D 0%, #0E1638 100%);
  border-radius: var(--border-radius);
  padding: 20px 24px;
  color: var(--white);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  box-shadow: 0 15px 35px rgba(14, 27, 76, 0.25);
  transform: rotate(-6deg);
  z-index: 2;
  transition: var(--transition);
}

.bank-card:hover {
  transform: rotate(-2deg) translateY(-5px);
  z-index: 4;
}

.card-issuer {
  font-size: 0.65rem;
  font-weight: 600;
  letter-spacing: 1px;
  opacity: 0.8;
  text-transform: uppercase;
}

.card-brand {
  font-size: 1.15rem;
  font-weight: 700;
  letter-spacing: -0.5px;
  margin-top: 2px;
}

.contactless-icon {
  width: 24px;
  height: 24px;
  opacity: 0.9;
}

.card-mid {
  display: flex;
  align-items: center;
  gap: 20px;
  margin: 15px 0;
}

.card-chip {
  width: 44px;
  height: 32px;
  background: linear-gradient(135deg, #FFD700 0%, #D4AF37 50%, #B8860B 100%);
  border-radius: 6px;
  box-shadow: inset 0 1px 2px rgba(255, 255, 255, 0.4);
}

.card-number {
  font-size: 1.25rem;
  font-weight: 600;
  letter-spacing: 1.5px;
  color: rgba(255, 255, 255, 0.95);
}

.card-bottom {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  font-size: 0.72rem;
}

.card-holder span, .card-val span {
  display: block;
  font-size: 0.58rem;
  opacity: 0.6;
  margin-bottom: 2px;
  letter-spacing: 0.5px;
}

.card-holder strong, .card-val strong {
  display: block;
  font-weight: 600;
  letter-spacing: 0.5px;
  text-transform: uppercase;
}
/* --- HERO SECTION --- */
.hero-mock {
  width: 100%;
  background: linear-gradient(160deg, #D6EEFF 0%, #E8F5FF 40%, #F0F8FF 70%, #FAFCFF 100%);
  overflow: visible;
  position: relative;
}

.hero-inner {
  display: flex;
  align-items: flex-end;
  min-height: 600px;
  width: 100%;
  position: relative;
}

.hero-content-mock {
  flex: 0 0 48%;
  padding: 120px 40px 180px 25%;
  text-align: left;
  z-index: 2;
  position: relative;
}

.hero-image-col {
  position: absolute;
  top: 0;
  left: 50%;
  transform: translateX(-50%);
  height: 100%;
  width: 100%;
  display: flex;
  align-items: flex-end;
  justify-content: center;
  pointer-events: none;
  z-index: 0;
}

.hero-main-img {
  height: 95%;
  width: 75%;
  object-fit: cover;
  object-position: center bottom;
  display: block;
  opacity: 0.95;
}

/* Keep old grid class safe in case referenced elsewhere */
.hero-grid-mock, .hero-visual-mock { display: none; }

.hero-content-mock h1 {
  font-size: 3.8rem;
  font-weight: 900;
  color: var(--primary);
  line-height: 1.05;
  margin-bottom: 24px;
  letter-spacing: -2px;
}

.highlight-blue {
  color: var(--secondary);
}

.hero-mock .highlight-wavy {
  color: var(--secondary);
}

.hero-subtitle-mock {
  font-size: 1.05rem;
  color: #4A5568;
  line-height: 1.75;
  margin-bottom: 38px;
  max-width: 420px;
  font-weight: 400;
}

.hero-btns-mock {
  display: flex;
  gap: 28px;
  align-items: center;
  margin-bottom: 48px;
}

/* Dark navy Open an Account button — matches mockup */
.hero-btns-mock .btn-primary {
  background: var(--primary);
  border-color: var(--primary);
  padding: 14px 30px;
  font-size: 1rem;
  border-radius: 10px;
  box-shadow: 0 4px 15px rgba(14, 27, 76, 0.25);
}

.hero-btns-mock .btn-primary:hover {
  background: #0a1540;
  transform: translateY(-2px);
  box-shadow: 0 8px 25px rgba(14, 27, 76, 0.35);
}

.explore-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-weight: 700;
  color: var(--secondary);
  font-size: 1rem;
  text-decoration: none;
  transition: var(--transition);
}

.explore-link:hover {
  gap: 12px;
  color: var(--primary);
}

.explore-link:hover .explore-arrow {
  transform: translateX(4px);
}

.explore-arrow {
  width: 18px;
  height: 18px;
  transition: var(--transition);
}

.hero-trust-row {
  display: flex;
  gap: 28px;
  align-items: center;
  flex-wrap: wrap;
  border-top: 1.5px solid rgba(0, 132, 209, 0.15);
  padding-top: 28px;
}

.trust-badge-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--text-dark);
  letter-spacing: 0.1px;
}

.trust-svg-icon {
  width: 18px;
  height: 18px;
  color: var(--secondary);
  flex-shrink: 0;
}

.hero-visual-mock {
  /* Transparent right column — background image shows through */
  min-height: 680px;
}

.quick-links-bar-wrapper {
  position: absolute;
  bottom: -60px;
  left: 50%;
  transform: translateX(-50%);
  width: 90%;
  max-width: var(--max-width);
  z-index: 10;
}

.quick-links-bar {
  background-color: var(--white);
  border-radius: 28px;
  box-shadow: 0 20px 50px rgba(14, 27, 76, 0.10);
  border: 1.5px solid rgba(226, 232, 240, 0.6);
  padding: 32px 40px;
  display: flex;
  justify-content: space-between;
  gap: 0;
  flex-wrap: wrap;
}

.ql-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 0;
  flex: 1;
  padding: 16px 20px;
  border-radius: 16px;
  transition: var(--transition);
  text-decoration: none;
  /* Vertical divider between items */
  border-right: 1.5px solid rgba(226, 232, 240, 0.7);
}

.ql-item:last-child {
  border-right: none;
}

.ql-item:hover {
  background-color: #F0F9FF;
}

.ql-item:hover .ql-icon-box {
  background-color: var(--secondary);
  color: var(--white);
  transform: scale(1.08);
}

.ql-icon-box {
  width: 62px;
  height: 62px;
  border-radius: 50%;
  background-color: rgba(0, 132, 209, 0.08);
  color: var(--secondary);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
  margin-bottom: 14px;
}

.ql-svg-icon {
  width: 28px;
  height: 28px;
}

.ql-item strong {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 5px;
  line-height: 1.2;
  display: block;
}

.ql-item span {
  font-size: 0.78rem;
  font-weight: 500;
  color: var(--text-light);
  line-height: 1.4;
}

/* --- SOLUTIONS / PRODUCTS SECTION --- */
.solutions {
  background-color: #F8FAFC;
  padding-top: 130px;
}

.solutions-grid {
  display: grid;
  grid-template-columns: 260px 1fr;
  gap: 40px;
  align-items: flex-start;
}

.solutions-sidebar h2 {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--primary);
  line-height: 1.15;
  margin-bottom: 20px;
  letter-spacing: -0.5px;
}

.solutions-sidebar p {
  font-size: 0.98rem;
  color: var(--text-light);
  margin-bottom: 30px;
  line-height: 1.6;
}

.view-all-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-weight: 700;
  color: var(--secondary);
  font-size: 0.95rem;
  text-decoration: none;
  transition: var(--transition);
}

.view-all-link:hover {
  gap: 12px;
  color: var(--primary);
}

.view-all-link:hover .explore-arrow {
  transform: translateX(4px);
}

.solutions-cards-wrapper {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}

.solution-card {
  background-color: var(--white);
  border-radius: 20px;
  border: 1.5px solid rgba(226, 232, 240, 0.7);
  padding: 0;
  box-shadow: 0 4px 10px rgba(14, 27, 76, 0.03);
  transition: var(--transition);
  display: flex;
  flex-direction: column;
  overflow: hidden;
  height: 100%;
}

.solution-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 12px 24px rgba(14, 27, 76, 0.08);
  border-color: rgba(0, 132, 209, 0.25);
}

.sol-card-visual-box {
  height: 150px;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}

.savings-bg {
  background-color: #F0F9FF; /* Soft blue */
}

.fd-bg {
  background-color: #ECFDF5; /* Soft green */
}

.home-bg {
  background-color: #EFF6FF; /* Soft blue */
}

.vehicle-bg {
  background-color: #EFF6FF; /* Soft blue */
}

.sol-card-img {
  max-height: 85%;
  max-width: 90%;
  object-fit: contain;
}

.sol-card-text-box {
  padding: 20px;
  display: flex;
  flex-direction: column;
  flex-grow: 1;
}

.sol-card-text-box h3 {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 8px;
}

.sol-card-text-box h3.title-blue {
  color: var(--secondary);
}

.sol-card-text-box p {
  font-size: 0.82rem;
  color: var(--text-light);
  line-height: 1.5;
  margin-bottom: 16px;
  flex-grow: 1;
}

.sol-know-more {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-weight: 700;
  color: var(--secondary);
  font-size: 0.9rem;
  text-decoration: none;
  margin-top: auto;
  transition: var(--transition);
}

.sol-know-more:hover {
  color: var(--primary);
}

.sol-know-more:hover .sol-arrow-svg {
  transform: translateX(5px);
}

.sol-arrow-svg {
  width: 16px;
  height: 16px;
  transition: var(--transition);
}

/* --- SERVING NAGPUR SECTION --- */
.nagpur-stats-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 50px;
  align-items: center;
}

.nagpur-image-col {
  border-radius: 24px;
  overflow: hidden;
  box-shadow: var(--shadow-md);
  border: 1.5px solid rgba(226, 232, 240, 0.8);
  height: 420px;
}

.nagpur-image-col img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: left center;
}

.nagpur-content-col h2 {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--primary);
  line-height: 1.15;
  margin-bottom: 20px;
  letter-spacing: -0.5px;
}

.stats-counter-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin-top: 35px;
}

.stat-counter-item {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 16px;
  border: 1.5px solid rgba(226, 232, 240, 0.6);
  border-radius: 12px;
}

.sci-icon {
  font-size: 1.5rem;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background-color: #F1F5F9;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.stat-counter-item strong {
  display: block;
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--primary);
  line-height: 1.2;
}

.stat-counter-item span {
  font-size: 0.8rem;
  color: var(--text-light);
  font-weight: 600;
}

/* --- WHY CHOOSE US --- */
.why-us {
  background-color: var(--white);
  padding: 80px 0;
}

.why-us-header h2 {
  font-size: 2.3rem;
  font-weight: 800;
  color: var(--primary);
  margin-bottom: 50px;
  letter-spacing: -0.8px;
}

.why-us-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  align-items: center;
}

.why-us-item {
  display: flex;
  align-items: center;
  gap: 20px;
  padding: 12px 30px;
  text-align: left;
  border-right: 1.5px solid rgba(226, 232, 240, 0.7);
}

.why-us-item:last-child {
  border-right: none;
}

.why-icon-box {
  width: 58px;
  height: 58px;
  border-radius: 50%;
  background-color: rgba(0, 132, 209, 0.08);
  color: var(--secondary);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: var(--transition);
}

.why-svg-icon {
  width: 26px;
  height: 26px;
}

.why-text-box {
  display: flex;
  flex-direction: column;
}

.why-text-box h4 {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 5px;
  line-height: 1.2;
}

.why-text-box p {
  font-size: 0.82rem;
  color: var(--text-light);
  margin: 0;
  line-height: 1.45;
  font-weight: 500;
}

.why-us-item:hover .why-icon-box {
  background-color: var(--secondary);
  color: var(--white);
  transform: translateY(-3px) scale(1.05);
  box-shadow: 0 8px 20px rgba(0, 132, 209, 0.2);
}

/* --- TESTIMONIALS & BUILDING BLUEPRINT --- */
.testimonials-blueprint {
  background: url('testimonials_bg.png') no-repeat center center;
  background-size: cover;
  padding: 100px 0;
  image-rendering: -webkit-optimize-contrast;
  image-rendering: crisp-edges;
}

.testimonials-blueprint .highlight-blue {
  color: var(--secondary);
}

.tb-grid {
  display: grid;
  grid-template-columns: 75% 25%;
  gap: 40px;
  align-items: center;
}

.testimonial-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.testimonial-card {
  background-color: var(--white);
  border-radius: 20px;
  padding: 30px 24px;
  box-shadow: 0 15px 35px rgba(0, 0, 0, 0.1);
  display: flex;
  flex-direction: column;
  height: 100%;
}

.quote-mark {
  font-size: 2.6rem;
  color: var(--secondary);
  font-family: Georgia, serif;
  line-height: 1;
  margin-bottom: 12px;
  display: block;
}

.testimonial-card p {
  font-size: 0.88rem;
  color: #4A5568;
  line-height: 1.6;
  font-weight: 500;
  margin-bottom: 20px;
  flex-grow: 1;
}

.testimonial-author strong {
  display: block;
  font-size: 0.86rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 3px;
}

.testimonial-author span {
  display: block;
  font-size: 0.76rem;
  color: #718096;
  font-weight: 500;
}

.blueprint-col {
  display: flex;
  justify-content: center;
  align-items: center;
  padding-left: 20px;
}

.blueprint-svg {
  width: 100%;
  max-width: 320px;
  height: auto;
  opacity: 0.9;
}

/* --- CTA BANNER --- */
.cta-banner-section {
  background-color: #F8FAFC;
}

.cta-banner-card {
  background: linear-gradient(135deg, #0084D1 0%, #006bb0 100%);
  border-radius: 24px;
  padding: 45px 50px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 30px;
  box-shadow: 0 15px 35px rgba(0, 132, 209, 0.2);
}

.cta-banner-text h3 {
  color: var(--white);
  font-size: 1.85rem;
  font-weight: 800;
  margin-bottom: 8px;
  letter-spacing: -0.5px;
}

.cta-banner-text p {
  color: rgba(255, 255, 255, 0.85);
  font-size: 0.98rem;
  font-weight: 500;
  margin: 0;
}

.cta-banner-btns {
  display: flex;
  gap: 16px;
  align-items: center;
  flex-shrink: 0;
}

.btn-white-outline {
  border: 2px solid var(--white);
  color: var(--white);
  padding: 12px 24px;
  border-radius: 30px;
  font-weight: 600;
  font-size: 0.9rem;
  transition: var(--transition);
}

.btn-white-outline:hover {
  background-color: var(--white);
  color: var(--secondary);
}

/* --- ABOUT SECTION --- */
.about {
  background-color: var(--light-blue-bg);
}

.about-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 60px;
  align-items: center;
}

.about-subtitle {
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--secondary);
  letter-spacing: 1px;
  margin-bottom: 16px;
  display: block;
}

.about-content h2 {
  font-size: 2.8rem;
  line-height: 1.15;
  color: var(--primary);
  font-weight: 800;
  margin-bottom: 24px;
  letter-spacing: -1px;
}

.about-content p {
  color: #475569; /* Slate 600 */
  margin-bottom: 20px;
  font-size: 0.95rem;
  line-height: 1.6;
}

.about-features {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}

.about-card {
  background-color: var(--white);
  padding: 30px 24px;
  border-radius: var(--border-radius);
  box-shadow: 0 4px 20px rgba(14, 27, 76, 0.03);
  border: 1px solid rgba(226, 232, 240, 0.8);
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  transition: var(--transition);
}

.about-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
  border-color: rgba(0, 132, 209, 0.15);
}

.about-icon-box {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}

.about-icon-box svg {
  width: 20px;
  height: 20px;
}

/* Icon box colors from screenshot */
.about-icon-box.agri {
  background-color: #E6F4EA;
  color: #137333;
}

.about-icon-box.business {
  background-color: #FEF7E0;
  color: #B06000;
}

.about-icon-box.governance {
  background-color: #E8F0FE;
  color: #1A73E8;
}

.about-icon-box.safety {
  background-color: #F3E8FF;
  color: #7C3AED;
}

.about-card h4 {
  font-size: 1.15rem;
  color: var(--primary);
  margin-bottom: 8px;
  font-weight: 700;
  letter-spacing: -0.3px;
}

.about-card p {
  font-size: 0.85rem;
  color: var(--text-light);
  line-height: 1.5;
}

/* --- PRODUCT SHOWCASE / SERVICES GRID --- */
.products {
  background-color: var(--white);
}

.services-header-row {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  margin-bottom: 50px;
}

.services-title-block .services-subtitle {
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--secondary);
  letter-spacing: 1px;
  margin-bottom: 12px;
  display: block;
}

.services-title-block h2 {
  font-size: 2.8rem;
  line-height: 1.15;
  color: var(--primary);
  font-weight: 800;
  margin-bottom: 12px;
  letter-spacing: -1px;
}

.services-title-block p {
  color: var(--text-light);
  font-size: 1.05rem;
  max-width: 580px;
}

.rates-compare-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 24px;
  border-radius: 30px;
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--primary);
  border: 1.5px solid var(--border-color);
  background-color: var(--white);
  transition: var(--transition);
}

.rates-compare-btn:hover {
  background-color: var(--light-blue-bg);
  border-color: var(--text-light);
}

.diagonal-arrow {
  width: 16px;
  height: 16px;
  transition: var(--transition);
}

.rates-compare-btn:hover .diagonal-arrow {
  transform: translate(2px, -2px);
}

.services-grid-layout {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.service-grid-card {
  background-color: var(--white);
  border: 1px solid rgba(226, 232, 240, 0.9);
  border-radius: var(--border-radius);
  padding: 28px;
  box-shadow: 0 4px 15px rgba(14, 27, 76, 0.02);
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  transition: var(--transition);
}

.service-grid-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
  border-color: rgba(0, 132, 209, 0.15);
}

.sgc-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  width: 100%;
  margin-bottom: 20px;
}

.sgc-icon {
  width: 42px;
  height: 42px;
  border-radius: 10px;
  background-color: #E6F4FF; /* Light blue tint */
  color: var(--secondary);   /* Blue icon */
  display: flex;
  align-items: center;
  justify-content: center;
}

.sgc-icon svg {
  width: 18px;
  height: 18px;
}

.sgc-badge {
  background-color: #F1F5F9; /* slate-100 */
  color: var(--primary);
  font-size: 0.72rem;
  font-weight: 700;
  padding: 4px 10px;
  border-radius: 20px;
}

.service-grid-card h3 {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 8px;
  letter-spacing: -0.3px;
}

.service-grid-card p {
  font-size: 0.85rem;
  color: var(--text-light);
  line-height: 1.5;
}

/* --- CALCULATOR HUB (Refined Premium Layout) --- */
.calculators {
  background-color: var(--white);
}

.calc-section-header {
  text-align: center;
  margin-bottom: 40px;
}

.calc-section-header .calc-subtitle {
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--secondary);
  letter-spacing: 1px;
  margin-bottom: 12px;
  display: block;
}

.calc-section-header h2 {
  font-size: 2.8rem;
  line-height: 1.15;
  color: var(--primary);
  font-weight: 800;
  margin-bottom: 12px;
  letter-spacing: -1px;
}

.calc-section-header p {
  color: var(--text-light);
  font-size: 1.05rem;
  max-width: 620px;
  margin: 0 auto;
}

.calc-tabs-wrapper {
  display: flex;
  justify-content: center;
  margin-bottom: 40px;
}

.calc-tabs-pill {
  display: inline-flex;
  background-color: #F1F5F9; /* slate-100 */
  padding: 6px;
  border-radius: 30px;
}

.calc-tab-btn {
  padding: 10px 24px;
  border-radius: 20px;
  font-size: 0.95rem;
  font-weight: 600;
  color: #64748B; /* slate-500 */
  display: flex;
  align-items: center;
  gap: 8px;
  transition: var(--transition);
  cursor: pointer;
  background: none;
  border: none;
}

.calc-tab-btn:hover {
  color: var(--primary);
}

.calc-tab-btn.active {
  background-color: var(--white);
  color: var(--primary);
  box-shadow: 0 4px 12px rgba(14, 27, 76, 0.06);
}

.tab-icon {
  width: 16px;
  height: 16px;
}

.calc-container-box {
  max-width: 1000px;
  margin: 0 auto;
}

.calc-pane-layout {
  display: none;
}

.calc-pane-layout.active {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 30px;
}

.calc-card-inputs {
  background-color: var(--white);
  border: 1.5px solid rgba(226, 232, 240, 0.8);
  border-radius: 16px;
  padding: 35px 30px;
  display: flex;
  flex-direction: column;
  gap: 30px;
}

.calc-input-group {
  display: flex;
  flex-direction: column;
}

.calc-input-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 12px;
}

.calc-label {
  font-weight: 600;
  font-size: 0.98rem;
  color: var(--primary);
}

.calc-input-box-wrapper {
  display: flex;
  align-items: center;
  border: 1.5px solid rgba(226, 232, 240, 0.9);
  border-radius: 8px;
  padding: 6px 14px;
  background-color: var(--white);
  transition: var(--transition);
}

.calc-input-box-wrapper:focus-within {
  border-color: var(--secondary);
  box-shadow: 0 0 0 3px rgba(0, 132, 209, 0.12);
}

.calc-num-input {
  border: none;
  outline: none;
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--primary);
  text-align: right;
  width: 120px;
}

/* Hide spin buttons */
.calc-num-input::-webkit-outer-spin-button,
.calc-num-input::-webkit-inner-spin-button {
  -webkit-appearance: none;
  margin: 0;
}
.calc-num-input[type=number] {
  -moz-appearance: textfield;
}

.calc-input-symbol {
  margin-left: 8px;
  font-size: 0.88rem;
  color: var(--text-light);
  font-weight: 600;
}

.calc-slider-bar {
  -webkit-appearance: none;
  width: 100%;
  height: 6px;
  background: #E2E8F0;
  border-radius: 3px;
  outline: none;
  margin: 10px 0;
}

.calc-slider-bar::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: var(--white);
  border: 3px solid var(--secondary);
  cursor: pointer;
  box-shadow: 0 2px 6px rgba(14, 27, 76, 0.15);
  transition: var(--transition);
}

.calc-slider-bar::-webkit-slider-thumb:hover {
  transform: scale(1.15);
}

.calc-slider-limits {
  display: flex;
  justify-content: space-between;
  font-size: 0.72rem;
  color: var(--text-light);
}

.calc-card-results {
  background-color: #F8FAFC; /* Light gray-blue tint */
  border: 1.5px solid rgba(226, 232, 240, 0.6);
  border-radius: 16px;
  padding: 35px 30px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.results-header-row {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  margin-bottom: 25px;
}

.results-title .results-sub-lbl {
  font-size: 0.72rem;
  font-weight: 700;
  color: var(--secondary);
  letter-spacing: 0.5px;
  display: block;
}

.results-title h3 {
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--primary);
  margin-top: 4px;
}

.results-badge {
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--text-light);
  background-color: var(--white);
  border: 1px solid rgba(226, 232, 240, 0.8);
  padding: 4px 12px;
  border-radius: 20px;
}

.results-body-row {
  display: flex;
  align-items: center;
  gap: 30px;
  margin-bottom: 25px;
}

.results-ring-container {
  position: relative;
  width: 140px;
  height: 140px;
  flex-shrink: 0;
}

.results-svg-ring {
  width: 100%;
  height: 100%;
  transform: rotate(-90deg);
}

.ring-bg {
  fill: none;
  stroke: #E2E8F0;
  stroke-width: 10;
}

.ring-fill {
  fill: none;
  stroke: var(--secondary);
  stroke-width: 10;
  stroke-linecap: round;
  stroke-dasharray: 408.4; /* 2 * pi * 65 */
  stroke-dashoffset: 200;
  transition: stroke-dashoffset 0.4s ease;
}

.ring-center-content {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  text-align: center;
  width: 100%;
}

.ring-label {
  font-size: 0.62rem;
  color: var(--text-light);
  text-transform: uppercase;
  font-weight: 700;
  letter-spacing: 0.5px;
  display: block;
}

.ring-value {
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--primary);
  margin-top: 4px;
}

.results-bars-breakdown {
  flex-grow: 1;
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.bar-row {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.bar-lbl-row {
  display: flex;
  justify-content: space-between;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--text-dark);
}

.bar-lbl {
  display: flex;
  align-items: center;
  gap: 6px;
}

.dot-indicator {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  display: inline-block;
}

.blue-dot { background-color: #3B82F6; }
.purple-dot { background-color: #7C3AED; }

.bar-track {
  height: 6px;
  background-color: #E2E8F0;
  border-radius: 3px;
  overflow: hidden;
}

.bar-fill {
  height: 100%;
  border-radius: 3px;
  transition: width 0.4s ease;
}

.blue-fill { background-color: #3B82F6; }
.purple-fill { background-color: #7C3AED; }

.results-total-payable-card {
  background-color: var(--white);
  border: 1px solid rgba(226, 232, 240, 0.8);
  border-radius: 12px;
  padding: 18px 20px;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.total-lbl {
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--text-light);
}

.total-val {
  font-size: 1.45rem;
  font-weight: 800;
  color: var(--primary);
  letter-spacing: -0.5px;
}

/* --- MEMBERSHIP & DIVIDEND ESTIMATOR --- */
.membership-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 45px;
  align-items: center;
}

.membership-benefits-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 20px;
  margin-top: 30px;
}

.benefit-item {
  display: flex;
  gap: 16px;
  align-items: flex-start;
}

.benefit-check {
  width: 24px;
  height: 24px;
  background-color: rgba(0, 132, 209, 0.08);
  color: var(--secondary);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.88rem;
  flex-shrink: 0;
}

.benefit-item strong {
  display: block;
  font-size: 1.05rem;
  color: var(--primary);
  margin-bottom: 4px;
}

.benefit-item span {
  font-size: 0.88rem;
  color: var(--text-light);
  line-height: 1.4;
}

.dividend-card-box {
  background-color: var(--white);
  border: 1.5px solid rgba(226, 232, 240, 0.8);
  border-radius: 16px;
  padding: 35px 30px;
  box-shadow: var(--shadow-md);
}

.div-card-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 12px;
}

.div-card-header h4 {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--primary);
}

.div-rate-badge {
  background-color: rgba(16, 185, 129, 0.1);
  color: var(--success);
  font-size: 0.78rem;
  font-weight: 700;
  padding: 4px 10px;
  border-radius: 20px;
}

.div-subtext {
  font-size: 0.88rem;
  color: var(--text-light);
  margin-bottom: 25px;
}

.div-input-group {
  display: flex;
  flex-direction: column;
  margin-bottom: 25px;
}

.div-input-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 12px;
}

.div-input-row label {
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--primary);
}

.div-num-wrapper {
  display: flex;
  align-items: center;
  border: 1.5px solid rgba(226, 232, 240, 0.9);
  border-radius: 8px;
  padding: 5px 12px;
  background-color: var(--white);
}

.div-num-wrapper input {
  border: none;
  outline: none;
  font-size: 1.02rem;
  font-weight: 700;
  color: var(--primary);
  text-align: right;
  width: 100px;
}

.div-num-wrapper span {
  margin-left: 6px;
  font-weight: 600;
  color: var(--text-light);
  font-size: 0.85rem;
}

.div-slider {
  width: 100%;
  -webkit-appearance: none;
  height: 6px;
  background: #E2E8F0;
  border-radius: 3px;
  outline: none;
  margin: 10px 0;
}

.div-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: var(--success);
  cursor: pointer;
  box-shadow: 0 2px 5px rgba(16, 185, 129, 0.3);
  transition: var(--transition);
}

.div-slider::-webkit-slider-thumb:hover {
  transform: scale(1.15);
}

.div-limits {
  display: flex;
  justify-content: space-between;
  font-size: 0.72rem;
  color: var(--text-light);
}

.div-outputs {
  display: flex;
  flex-direction: column;
  gap: 14px;
  border-top: 1px dashed rgba(226, 232, 240, 0.8);
  padding-top: 20px;
}

.div-out-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.div-out-lbl {
  font-size: 0.88rem;
  color: var(--text-light);
  font-weight: 600;
}

.div-out-val {
  font-size: 1.25rem;
  font-weight: 750;
  color: var(--primary);
}

.div-out-val.highlighted {
  color: var(--success);
  font-size: 1.45rem;
  font-weight: 800;
}

/* --- INTEREST RATES DASHBOARD --- */
.rates {
  background-color: var(--white);
}

.rates-section-header {
  text-align: center;
  margin-bottom: 45px;
}

.rates-tables-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 30px;
}

.rates-card {
  background-color: var(--white);
  border: 1.5px solid rgba(226, 232, 240, 0.8);
  border-radius: 16px;
  padding: 30px;
  box-shadow: var(--shadow-sm);
}

.rates-card h3 {
  font-size: 1.3rem;
  font-weight: 750;
  color: var(--primary);
  margin-bottom: 20px;
  border-left: 4px solid var(--secondary);
  padding-left: 12px;
}

.rates-table {
  display: flex;
  flex-direction: column;
}

.table-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 14px 16px;
  border-bottom: 1px solid rgba(226, 232, 240, 0.5);
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--text-dark);
}

.table-row:last-child {
  border-bottom: none;
}

.table-row.table-header {
  background-color: #F8FAFC;
  border-radius: 8px;
  border-bottom: none;
  color: var(--text-light);
  font-size: 0.82rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  padding: 10px 16px;
}

.rate-badge-green {
  background-color: rgba(16, 185, 129, 0.1);
  color: var(--success);
  font-weight: 700;
  padding: 4px 12px;
  border-radius: 12px;
  font-size: 0.88rem;
}

.rate-badge-blue {
  background-color: rgba(0, 132, 209, 0.08);
  color: var(--secondary);
  font-weight: 700;
  padding: 4px 12px;
  border-radius: 12px;
  font-size: 0.88rem;
}

/* --- ALERTS SUBSCRIPTION HUB --- */
.alerts {
  background-color: #F8FAFC;
}

.alerts-grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 50px;
  align-items: center;
}

.alerts-visual {
  display: flex;
  justify-content: center;
}

.alert-feed-widget {
  background-color: var(--white);
  border: 1.5px solid rgba(226, 232, 240, 0.8);
  border-radius: 16px;
  padding: 25px;
  box-shadow: var(--shadow-md);
  width: 100%;
  max-width: 480px;
}

.feed-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 20px;
  border-bottom: 1.5px solid rgba(226, 232, 240, 0.5);
  padding-bottom: 15px;
}

.feed-title-block {
  display: flex;
  align-items: center;
  gap: 10px;
}

.live-pulse {
  width: 8px;
  height: 8px;
  background-color: var(--success);
  border-radius: 50%;
  display: inline-block;
  animation: pulseGlow 1.5s infinite;
}

@keyframes pulseGlow {
  0% {
    transform: scale(0.9);
    box-shadow: 0 0 0 0 rgba(16, 185, 129, 0.7);
  }
  70% {
    transform: scale(1);
    box-shadow: 0 0 0 6px rgba(16, 185, 129, 0);
  }
  100% {
    transform: scale(0.9);
    box-shadow: 0 0 0 0 rgba(16, 185, 129, 0);
  }
}

.feed-title-block h4 {
  font-size: 1.05rem;
  font-weight: 750;
  color: var(--primary);
  margin: 0;
}

.feed-status-badge {
  font-size: 0.72rem;
  font-weight: 700;
  color: var(--success);
  background-color: rgba(16, 185, 129, 0.08);
  padding: 4px 10px;
  border-radius: 20px;
}

.feed-container {
  display: flex;
  flex-direction: column;
  gap: 16px;
  max-height: 380px;
  overflow-y: auto;
  padding-right: 4px;
}

.feed-item {
  display: flex;
  gap: 14px;
  padding: 14px;
  border: 1.5px solid rgba(226, 232, 240, 0.5);
  border-radius: 12px;
  background-color: #F8FAFC;
  transition: var(--transition);
  animation: slideInFeed 0.4s ease-out;
}

@keyframes slideInFeed {
  from {
    opacity: 0;
    transform: translateY(-15px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.feed-item:hover {
  border-color: rgba(0, 132, 209, 0.2);
  background-color: var(--white);
  box-shadow: var(--shadow-sm);
}

.feed-icon-box {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  flex-shrink: 0;
}

.bg-light-green {
  background-color: rgba(16, 185, 129, 0.1);
  color: var(--success);
}

.bg-light-blue {
  background-color: rgba(0, 132, 209, 0.08);
  color: var(--secondary);
}

.bg-light-purple {
  background-color: rgba(124, 58, 237, 0.08);
  color: #7C3AED;
}

.feed-item-content {
  flex-grow: 1;
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.feed-item-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.88rem;
}

.feed-item-header strong {
  color: var(--primary);
  font-weight: 700;
}

.feed-time {
  font-size: 0.72rem;
  color: var(--text-light);
}

.feed-item-content p {
  font-size: 0.82rem;
  color: var(--text-dark);
  margin: 0;
  line-height: 1.45;
}

.feed-channelwhatsapp, .feed-channelsms, .feed-channelemail {
  font-size: 0.68rem;
  font-weight: 700;
  width: fit-content;
  padding: 2px 8px;
  border-radius: 12px;
  margin-top: 4px;
  display: inline-block;
}

.feed-channelwhatsapp {
  background-color: rgba(37, 211, 102, 0.08);
  color: #25D366;
}

.feed-channelsms {
  background-color: rgba(0, 132, 209, 0.08);
  color: var(--secondary);
}

.feed-channelemail {
  background-color: rgba(100, 116, 139, 0.08);
  color: #64748B;
}

.alerts-form-card {
  background-color: var(--white);
  border: 1.5px solid rgba(226, 232, 240, 0.8);
  border-radius: 16px;
  padding: 35px 30px;
  box-shadow: var(--shadow-sm);
}

.alerts-form {
  display: flex;
  flex-direction: column;
  gap: 20px;
  margin-top: 25px;
}

.tel-input-wrapper {
  display: flex;
  align-items: center;
  border: 1.5px solid rgba(226, 232, 240, 0.9);
  border-radius: 8px;
  background-color: #F8FAFC;
  overflow: hidden;
  transition: var(--transition);
}

.tel-input-wrapper:focus-within {
  border-color: var(--secondary);
  background-color: var(--white);
  box-shadow: 0 0 0 3px rgba(0, 132, 209, 0.12);
}

.country-prefix {
  padding: 10px 14px;
  background-color: #E2E8F0;
  color: var(--text-dark);
  font-weight: 700;
  font-size: 0.95rem;
  border-right: 1.5px solid rgba(226, 232, 240, 0.9);
  user-select: none;
}

.tel-control {
  border: none !important;
  background: transparent !important;
  box-shadow: none !important;
  padding: 10px 14px !important;
  outline: none !important;
  width: 100%;
}

.form-checkbox-group {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.toggle-switch-wrapper {
  display: flex;
  align-items: center;
  gap: 14px;
  cursor: pointer;
}

.switch-container {
  position: relative;
  display: inline-block;
  width: 44px;
  height: 24px;
  flex-shrink: 0;
}

.switch-container input {
  opacity: 0;
  width: 0;
  height: 0;
}

.switch-slider {
  position: absolute;
  cursor: pointer;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background-color: #CBD5E1;
  border-radius: 24px;
  transition: .3s;
}

.switch-slider:before {
  position: absolute;
  content: "";
  height: 18px;
  width: 18px;
  left: 3px;
  bottom: 3px;
  background-color: white;
  border-radius: 50%;
  transition: .3s;
  box-shadow: 0 1px 3px rgba(0,0,0,0.1);
}

.switch-container input:checked + .switch-slider {
  background-color: var(--secondary);
}

.switch-container input:checked + .switch-slider:before {
  transform: translateX(20px);
}

.toggle-label {
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--text-dark);
  user-select: none;
}

.alert-success-msg {
  display: none;
  align-items: center;
  gap: 8px;
  padding: 12px 16px;
  background-color: rgba(16, 185, 129, 0.1);
  border: 1.5px solid rgba(16, 185, 129, 0.2);
  color: var(--success);
  border-radius: 8px;
  font-size: 0.88rem;
  font-weight: 700;
}

/* --- GOVERNANCE & REGULATION --- */
.governance {
  background-color: var(--white);
}

.gov-section-header {
  text-align: center;
  margin-bottom: 45px;
}

.gov-cards-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

.gov-card {
  background-color: var(--white);
  border: 1.5px solid rgba(226, 232, 240, 0.8);
  border-radius: 16px;
  padding: 30px;
  text-align: center;
  transition: var(--transition);
}

.gov-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: rgba(0, 132, 209, 0.2);
}

.gov-icon-wrapper {
  width: 52px;
  height: 52px;
  background-color: rgba(0, 132, 209, 0.08);
  color: var(--secondary);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  margin: 0 auto 20px auto;
}

.gov-card h4 {
  font-size: 1.15rem;
  font-weight: 750;
  color: var(--primary);
  margin-bottom: 12px;
}

.gov-card p {
  font-size: 0.88rem;
  color: var(--text-light);
  line-height: 1.5;
}

/* --- FAQ ACCORDION --- */
.faq-container {
  max-width: 800px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.faq-item {
  background-color: var(--white);
  border-radius: var(--border-radius-sm);
  border: 1px solid var(--border-color);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}

.faq-trigger {
  width: 100%;
  padding: 20px 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  text-align: left;
  background-color: var(--white);
  color: var(--primary);
  font-weight: 600;
  font-size: 1.02rem;
  transition: var(--transition);
}

.faq-trigger:hover {
  background-color: rgba(0, 132, 209, 0.02);
}

.faq-icon {
  font-size: 1.2rem;
  font-weight: 500;
  color: var(--secondary);
  transition: var(--transition);
}

.faq-content {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s cubic-bezier(0, 1, 0, 1);
}

.faq-content p {
  padding: 0 24px 20px 24px;
  color: var(--text-light);
  font-size: 0.92rem;
  line-height: 1.6;
}

.faq-item.active {
  border-color: rgba(0, 132, 209, 0.2);
  box-shadow: var(--shadow-md);
}

.faq-item.active .faq-icon {
  transform: rotate(45deg);
}

.faq-item.active .faq-content {
  max-height: 1000px;
  transition: max-height 0.35s cubic-bezier(1, 0, 1, 0);
}

/* --- FOOTER --- */
.footer {
  background-color: #0A0F26; /* Rich Deep Dark Navy */
  color: #94A3B8;
  padding: 90px 0 40px 0;
  font-size: 0.9rem;
}

.footer-container {
  width: 90%;
  max-width: 1400px;
  margin: 0 auto;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1.2fr;
  gap: 40px;
  margin-bottom: 50px;
}

.footer-col h4 {
  color: var(--white);
  font-size: 1.05rem;
  margin-bottom: 22px;
  font-weight: 750;
  position: relative;
  padding-bottom: 8px;
}

.footer-col h4::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 30px;
  height: 2px;
  background-color: var(--secondary);
  border-radius: 1px;
}

.footer-col p {
  line-height: 1.6;
  margin-bottom: 20px;
}

.footer-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 20px;
}

.footer-logo-text {
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--white);
  line-height: 1.15;
}

.footer-logo-text span {
  display: block;
  font-size: 0.72rem;
  color: #64748B;
  font-weight: 500;
}

.footer-hours {
  margin-top: 25px;
  border-left: 2px solid rgba(0, 132, 209, 0.4);
  padding-left: 14px;
}

.footer-hours h5 {
  font-size: 0.8rem;
  font-weight: 750;
  color: var(--white);
  margin: 0 0 6px 0;
  letter-spacing: 0.5px;
}

.footer-hours p {
  font-size: 0.82rem;
  margin: 0 0 4px 0;
  color: #64748B;
}

.footer-links {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.footer-links a {
  color: #94A3B8;
  display: inline-block;
  transition: var(--transition);
}

.footer-links a:hover {
  color: var(--secondary);
  transform: translateX(6px);
}

.footer-contact {
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.contact-item {
  display: flex;
  gap: 12px;
  align-items: flex-start;
}

.contact-icon {
  color: var(--secondary);
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-top: 2px;
}

.contact-svg-icon {
  width: 18px;
  height: 18px;
}

.footer-newsletter-form {
  display: flex;
  gap: 8px;
  margin-top: 15px;
}

.footer-newsletter-input {
  background-color: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 8px;
  padding: 10px 14px;
  font-size: 0.85rem;
  color: var(--white);
  outline: none;
  width: 100%;
  transition: var(--transition);
}

.footer-newsletter-input:focus {
  border-color: var(--secondary);
  background-color: rgba(255, 255, 255, 0.08);
}

.footer-newsletter-btn {
  background-color: var(--secondary);
  color: var(--white);
  border: none;
  border-radius: 8px;
  padding: 10px 16px;
  font-size: 0.85rem;
  font-weight: 600;
  cursor: pointer;
  transition: var(--transition);
}

.footer-newsletter-btn:hover {
  background-color: #0072b5;
}

.social-links {
  display: flex;
  gap: 12px;
  margin-top: 20px;
}

.social-icon {
  width: 38px;
  height: 38px;
  background-color: rgba(255, 255, 255, 0.05);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #94A3B8;
  transition: var(--transition);
}

.social-svg {
  width: 18px;
  height: 18px;
}

.social-icon:hover {
  background-color: var(--secondary);
  color: var(--white);
  transform: translateY(-3px);
  box-shadow: 0 4px 10px rgba(0, 132, 209, 0.3);
}

.footer-divider {
  height: 1px;
  background-color: rgba(255, 255, 255, 0.08);
  margin: 30px 0;
}

.footer-disclosure {
  font-size: 0.76rem;
  color: #57657A;
  line-height: 1.7;
  margin-bottom: 30px;
}

.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 20px;
  font-size: 0.8rem;
  color: #57657A;
  padding-top: 20px;
  border-top: 1px solid rgba(255, 255, 255, 0.04);
}

.footer-bottom-links {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
}

.footer-bottom-links a {
  color: #57657A;
  transition: var(--transition);
}

.footer-bottom-links a:hover {
  color: var(--secondary);
}

/* --- MODAL DIALOGS --- */
.modal {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background-color: rgba(14, 27, 76, 0.6);
  backdrop-filter: blur(5px);
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.3s ease;
  z-index: 2000;
}

.modal.active {
  opacity: 1;
  pointer-events: all;
}

.modal-content {
  background-color: var(--white);
  border-radius: var(--border-radius);
  width: 90%;
  max-width: 440px;
  box-shadow: var(--shadow-lg);
  overflow: hidden;
  transform: scale(0.9);
  transition: transform 0.3s ease;
  border: 1px solid var(--border-color);
}

.modal.active .modal-content {
  transform: scale(1);
}

.modal-header {
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  padding: 30px 24px;
  color: var(--white);
  position: relative;
}

.modal-header h3 {
  font-size: 1.4rem;
  margin-bottom: 5px;
}

.modal-header p {
  font-size: 0.85rem;
  opacity: 0.9;
}

.modal-close {
  position: absolute;
  top: 20px;
  right: 20px;
  color: var(--white);
  font-size: 1.5rem;
  cursor: pointer;
  opacity: 0.8;
  transition: var(--transition);
}

.modal-close:hover {
  opacity: 1;
  transform: scale(1.1);
}

.modal-body {
  padding: 30px 24px;
}

.modal-tabs {
  display: flex;
  border-bottom: 2px solid var(--border-color);
  margin-bottom: 25px;
}

.modal-tab {
  flex: 1;
  text-align: center;
  padding: 10px;
  font-weight: 600;
  color: var(--text-light);
  border-bottom: 3px solid transparent;
  margin-bottom: -2px;
}

.modal-tab.active {
  color: var(--secondary);
  border-bottom-color: var(--secondary);
}

.form-pane {
  display: none;
}

.form-pane.active {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.form-group label {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--primary);
}

.form-control {
  padding: 12px 16px;
  border: 1px solid var(--border-color);
  border-radius: 8px;
  font-size: 0.9rem;
  background-color: var(--light-blue-bg);
  transition: var(--transition);
  color: var(--text-dark);
}

.form-control:focus {
  border-color: var(--secondary);
  background-color: var(--white);
  box-shadow: 0 0 0 3px rgba(0, 132, 209, 0.15);
}

.form-options {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.8rem;
  color: var(--text-light);
}

.remember-me {
  display: flex;
  align-items: center;
  gap: 6px;
  cursor: pointer;
}

.remember-me input {
  cursor: pointer;
}

.forgot-pass {
  color: var(--secondary);
  font-weight: 500;
}

.forgot-pass:hover {
  text-decoration: underline;
}

.modal-btn {
  width: 100%;
  margin-top: 10px;
}

.modal-alert {
  background-color: rgba(16, 185, 129, 0.1);
  color: var(--success);
  border: 1px solid rgba(16, 185, 129, 0.2);
  padding: 12px;
  border-radius: 8px;
  font-size: 0.85rem;
  font-weight: 500;
  display: none;
  align-items: center;
  gap: 8px;
}

/* --- KEYFRAME ANIMATIONS --- */
@keyframes fadeIn {
  from {
    opacity: 0;
    transform: translateY(8px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}


/* --- RESPONSIVE MEDIA QUERIES --- */
@media (max-width: 991px) {
  .section-padding {
    padding: 70px 0;
  }
  
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 50px;
    text-align: center;
  }
  
  .hero-badge {
    margin-left: auto;
    margin-right: auto;
  }
  
  .hero-content h1 {
    font-size: 2.8rem;
  }
  
  .hero-content p {
    margin-left: auto;
    margin-right: auto;
  }
  
  .hero-btns {
    justify-content: center;
  }
  
  .hero-visual {
    justify-content: center;
    height: 380px;
    margin-right: 0;
  }
  
  .hero-card-stack {
    max-width: 420px;
  }
  
  .bank-card {
    width: 290px;
    height: 180px;
    padding: 16px 20px;
  }
  
  .balance-card {
    width: 260px;
    padding: 18px;
  }
  
  .about-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  
  .calc-pane-layout.active {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  
  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }

  .services-grid-layout {
    grid-template-columns: repeat(2, 1fr);
  }

  .services-header-row {
    flex-direction: column;
    align-items: flex-start;
    gap: 20px;
  }

  .membership-grid {
    grid-template-columns: 1fr;
    gap: 30px;
  }

  .rates-tables-grid {
    grid-template-columns: 1fr;
    gap: 30px;
  }

  .alerts-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .gov-cards-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
  }

  /* Mockup Responsive Rules */

  .hero-inner {
    flex-direction: column;
    align-items: center;
    min-height: auto;
  }

  .hero-content-mock {
    flex: none;
    width: 100%;
    padding: 70px 24px 40px 24px;
    text-align: center;
  }

  .hero-image-col {
    position: relative;
    left: auto;
    transform: none;
    width: 100%;
    height: 380px;
    z-index: 1;
    pointer-events: auto;
  }

  .hero-main-img {
    height: 100%;
    width: auto;
    max-width: 100%;
    object-fit: contain;
    object-position: center bottom;
  }
  
  .hero-subtitle-mock {
    margin-left: auto;
    margin-right: auto;
  }
  
  .hero-btns-mock {
    justify-content: center;
  }
  
  .hero-trust-row {
    justify-content: center;
  }

  .quick-links-bar {
    justify-content: center;
    gap: 10px;
  }

  .solutions-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .solutions-cards-wrapper {
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
  }

  .nagpur-stats-grid {
    grid-template-columns: 1fr;
    gap: 30px;
  }

  .nagpur-image-col {
    height: 320px;
  }

  .why-us-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 30px 20px;
  }

  .why-us-item {
    border-right: none;
    padding: 10px 15px;
  }

  .tb-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .testimonial-cards {
    grid-template-columns: repeat(2, 1fr);
  }

  .blueprint-col {
    display: flex;
    justify-content: center;
  }

  .cta-banner-card {
    flex-direction: column;
    text-align: center;
    padding: 35px 30px;
    gap: 20px;
  }
}

@media (max-width: 768px) {
  .header-actions {
    display: none; /* Hide header portal button, mobile nav drawer will hold it */
  }
  
  .hamburger {
    display: flex;
  }
  
  .nav-menu {
    position: fixed;
    top: 90px;
    right: -100%;
    width: 280px;
    height: calc(100vh - 90px);
    background-color: var(--white);
    flex-direction: column;
    align-items: flex-start;
    padding: 30px 24px;
    gap: 20px;
    box-shadow: -10px 10px 30px rgba(14, 27, 76, 0.05);
    border-left: 1px solid var(--border-color);
    transition: var(--transition);
    z-index: 999;
  }
  
  .nav-menu.active {
    right: 0;
  }
  
  .nav-link {
    font-size: 1.1rem;
    width: 100%;
    justify-content: space-between;
  }
  
  /* Mobile dropdown controls */
  .nav-dropdown {
    width: 100%;
  }
  
  .dropdown-menu-list {
    position: static;
    transform: none;
    width: 100%;
    opacity: 1;
    pointer-events: all;
    box-shadow: none;
    border: none;
    padding: 0 0 0 16px;
    display: none;
  }
  
  .nav-dropdown.active .dropdown-menu-list {
    display: flex;
  }
  
  .nav-dropdown.active .chevron-icon {
    transform: rotate(180deg);
  }
  
  .nav-action-mob {
    display: block;
    width: 100%;
    margin-top: 20px;
  }
  
  .hero-stats {
    grid-template-columns: repeat(2, 1fr);
  }
  
  .about-features {
    grid-template-columns: 1fr;
  }
  
  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 35px 20px;
  }

  .footer-col:first-child,
  .footer-col:nth-child(4) {
    grid-column: span 2;
  }
  
  .footer-bottom {
    flex-direction: column;
    text-align: center;
  }

  .gov-cards-grid {
    grid-template-columns: 1fr;
  }

  /* Mockup Mobile Rules */
  .testimonials-blueprint {
    background: var(--primary);
  }

  .solutions-cards-wrapper {
    grid-template-columns: 1fr;
  }

  .testimonial-cards {
    grid-template-columns: 1fr;
  }

  .why-us-grid {
    grid-template-columns: 1fr;
    gap: 25px;
  }

  .why-us-item {
    border-right: none;
    padding: 10px 0;
  }

  .stats-counter-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
  }

  /* Move hero image to background on mobile */
  .hero-image-col {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    transform: none;
    z-index: 0;
    pointer-events: none;
  }

  .hero-main-img {
    width: 100%;
    height: 100%;
    object-fit: contain;
    object-position: center 15%;
    opacity: 0.35;
  }

  .hero-content-mock {
    padding: 80px 20px 70px 20px !important;
    position: relative;
    z-index: 2;
  }

  .hero-content-mock h1 {
    font-size: 2.5rem;
    letter-spacing: -1px;
  }

  .quick-links-bar-wrapper {
    position: relative;
    bottom: -30px;
    margin-top: -35px;
    left: auto;
    transform: none;
    width: 100%;
    max-width: 100%;
    padding: 0 15px;
  }

  .quick-links-bar {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    padding: 24px 15px;
    gap: 20px 8px;
    border-radius: 20px;
    box-shadow: 0 10px 25px rgba(14, 27, 76, 0.06);
  }

  .ql-item {
    border-right: none !important;
    padding: 10px 5px;
    min-width: auto;
  }

  .ql-icon-box {
    width: 48px;
    height: 48px;
    margin-bottom: 8px;
  }

  .ql-svg-icon {
    width: 22px;
    height: 22px;
  }

  .ql-item strong {
    font-size: 0.85rem;
    margin-bottom: 3px;
  }

  .ql-item span {
    font-size: 0.7rem;
    line-height: 1.3;
  }
}

@media (max-width: 480px) {
  .hero-content h1 {
    font-size: 2.3rem;
    letter-spacing: -1px;
  }
  
  .hero-btns {
    flex-direction: column;
  }
  
  .hero-btns .btn {
    width: 100%;
  }
  
  .hero-visual {
    height: 360px;
  }
  
  .hero-card-stack {
    max-width: 320px;
  }
  
  .bank-card {
    width: 250px;
    height: 160px;
    padding: 14px 18px;
    top: 0;
  }
  
  .card-number {
    font-size: 1rem;
  }
  
  .card-mid {
    margin: 8px 0;
  }
  
  .card-chip {
    width: 36px;
    height: 26px;
  }
  
  .balance-card {
    width: 220px;
    padding: 14px;
    bottom: 0;
  }
  
  .bal-amount {
    font-size: 1.4rem;
  }
  
  .bal-trend {
    padding: 2px 6px;
    font-size: 0.68rem;
  }
  
  .bd-val {
    font-size: 0.78rem;
  }
  
  .calc-body {
    padding: 20px;
  }
  
  .input-label-row {
    flex-direction: column;
    align-items: flex-start;
    gap: 8px;
  }

  .services-grid-layout {
    grid-template-columns: 1fr;
  }

  /* Mockup Small Mobile Overrides */
  .hero-content-mock h1 {
    font-size: 2.1rem;
    letter-spacing: -0.8px;
  }

  .quick-links-bar {
    grid-template-columns: repeat(2, 1fr);
    gap: 15px 10px;
    padding: 20px 10px;
  }

  .ql-item {
    padding: 8px 5px;
  }

  .ql-icon-box {
    width: 44px;
    height: 44px;
    margin-bottom: 6px;
  }

  .ql-svg-icon {
    width: 20px;
    height: 20px;
  }

  .ql-item strong {
    font-size: 0.8rem;
  }

  .ql-item span {
    font-size: 0.65rem;
  }

  .leader-item {
    min-width: 100%;
  }
}

/* --- LEADERSHIP BLOCK --- */
.leadership-block {
  margin-top: 35px;
  border-top: 1px solid rgba(226, 232, 240, 0.8);
  padding-top: 25px;
}

.leadership-title {
  font-size: 0.9rem;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--primary);
  font-weight: 750;
  margin-bottom: 18px;
}

.leadership-grid {
  display: flex;
  gap: 15px;
  flex-wrap: wrap;
}

.leader-item {
  display: flex;
  flex-direction: column;
  background-color: rgba(214, 238, 255, 0.15);
  border: 1px solid rgba(214, 238, 255, 0.4);
  border-radius: 12px;
  padding: 12px 18px;
  flex: 1;
  min-width: 140px;
  transition: all 0.3s ease;
}

.leader-item:hover {
  transform: translateY(-2px);
  border-color: var(--secondary);
  background-color: rgba(214, 238, 255, 0.25);
  box-shadow: 0 8px 20px rgba(14, 27, 76, 0.03);
}

.leader-badge {
  font-size: 0.68rem;
  text-transform: uppercase;
  color: var(--secondary);
  font-weight: 700;
  margin-bottom: 4px;
}

.leader-item strong {
  font-size: 0.95rem;
  color: var(--primary);
  font-weight: 700;
}

/* --- DIGITAL CONVENIENCE SECTION --- */
.digital-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 40px;
}

.digital-card {
  background-color: var(--white);
  border: 1px solid rgba(226, 232, 240, 0.8);
  border-radius: 24px;
  padding: 45px 40px;
  box-shadow: 0 10px 30px rgba(14, 27, 76, 0.02);
  transition: var(--transition);
  display: flex;
  flex-direction: column;
}

.digital-card:hover {
  transform: translateY(-5px);
  border-color: var(--secondary);
  box-shadow: 0 20px 40px rgba(14, 27, 76, 0.06);
}

.digital-card-icon {
  font-size: 2.5rem;
  margin-bottom: 20px;
  width: 64px;
  height: 64px;
  display: flex;
  align-items: center;
  justify-content: center;
  background-color: rgba(214, 238, 255, 0.3);
  border-radius: 18px;
}

.digital-card h3 {
  font-size: 1.4rem;
  color: var(--primary);
  margin-bottom: 5px;
  font-weight: 750;
}

.digital-card-tagline {
  font-size: 0.85rem;
  text-transform: uppercase;
  color: var(--secondary);
  font-weight: 700;
  letter-spacing: 0.5px;
  margin-bottom: 30px;
}

.digital-features-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.digital-features-list li {
  position: relative;
  padding-left: 24px;
}

.digital-features-list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  top: 0;
  color: var(--secondary);
  font-weight: bold;
  font-size: 1rem;
}

.digital-features-list li strong {
  display: block;
  font-size: 0.95rem;
  color: var(--primary);
  margin-bottom: 4px;
  font-weight: 700;
}

.digital-features-list li span {
  font-size: 0.88rem;
  color: var(--text-color);
  line-height: 1.5;
  display: block;
}

@media (max-width: 991px) {
  .digital-grid {
    grid-template-columns: 1fr;
    gap: 30px;
  }
  .digital-card {
    padding: 35px 30px;
  }
}