Registration No: NAGP/RSR/(C.R.)/ 1544/2024
100% Secure & Transparent Banking
Credit & Loan Products

Fast loans for real needs.
Simple process, honest rates.

Parvati Urban offers cooperative credit built around your life — whether you need funds against gold, property, business operations, or personal requirements. Member-first, always.

Fast Disbursements
48 hrs Gold Loan Disbursal
Minimal Documentation
Members Only Benefit
Gold Loan

Instant credit against
your gold jewellery

Get immediate funds by pledging your gold jewellery at our branch. Cooperative rates, no hidden charges, and transparent weighing — right in front of you.

  • Loan up to 75% of gold value
  • Same-day or next-day disbursal
  • Gold stored in secured vault
  • Transparent weighing on the spot
  • Flexible repayment tenure
  • No processing fee for members
48 hrs Max Disbursal
22kt+ Gold accepted
Enquire at Branch
Gold Loan - Parvati Urban
Disbursed within 48 hours Upon gold submission & verification
Property Loan - Parvati Urban
Loan against residential & commercial Mortgage-backed credit at cooperative rates
Property / Mortgage Loan

Unlock the value of
your property

Leverage your residential or commercial property to access substantial credit. Ideal for business expansion, higher education, or major personal expenses — at fair cooperative rates.

  • Residential & commercial properties accepted
  • Up to 60% of property market value
  • Tenure up to 10 years
  • EMI-based structured repayment
  • Legal & valuation support provided
  • Part-prepayment allowed
10 yrs Max Tenure
60% LTV Ratio
Talk to Advisor
Personal Loan

Credit for life's
most important moments

Medical emergencies, education, weddings, home renovation — a personal loan from Parvati Urban is available to members with a clean repayment history, with minimal paperwork and quick sanction.

  • Loan amount up to ₹5 Lakh
  • No collateral required
  • Tenure of 12 – 60 months
  • Guaranteed by one co-member
  • Quick sanction within 3 working days
  • Available to salaried & self-employed members
60 mos Max Tenure
3 days Sanction Time
Check Eligibility
Personal Loan - Parvati Urban
No collateral needed For members in good standing
Business Loan - Parvati Urban
Business Cash Credit available Working capital & term loan options
Business Loan

Capital that fuels
Nagpur's businesses

From small traders and shopkeepers to growing enterprises — Parvati Urban's Business Loan and Cash Credit products are designed for the real economy of Nagpur. Grow your venture with cooperative credit.

  • Business Cash Credit (CC) limit
  • Term loan for equipment & expansion
  • Suitable for traders, shops & enterprises
  • Revolving credit facility available
  • Interest charged on utilised amount only
  • Backed by guarantor or property security
₹25L+ Max Limit
Revolving CC Facility
Discuss with Manager
APPLICATION PROCESS

Simple. Fast. Transparent.

Applying for any loan at Parvati Urban takes just 4 steps. No confusing paperwork. Our staff will assist you at every step.

01

Become a Member

If not already a member, register and acquire your share capital. Membership is the first step to all cooperative benefits.

02

Submit Application

Fill out the loan application form at any branch or through our member portal. Our staff will help you choose the right product.

03

Verification & Approval

Our credit committee reviews your application, collateral, and documents. Decisions are communicated promptly and fairly.

04

Loan Disbursal

Approved funds are disbursed directly to your account or in cash at the branch, as per your loan type and preference.

REQUIREMENTS

Eligibility & Documents

General eligibility criteria and documents required across all loan products.

Who Can Apply

  • Active member of Parvati Urban Credit Co-operative Society Ltd.
  • Minimum 6 months of membership for personal loans
  • Age between 21 and 60 years at time of application
  • Clean repayment record on existing loans (if any)
  • Resident of Nagpur or surrounding areas
  • Salaried, self-employed, trader, or pensioner

Documents Required

  • Aadhaar Card (original + photocopy)
  • PAN Card
  • Latest 3-month bank passbook / statements
  • Salary slips (last 3 months) or IT returns for self-employed
  • Property documents (for mortgage / property loans)
  • 2 passport-size photographs

* Documents required may vary by loan product. Visit any branch or call +91 9834133420 for a personalised checklist.

Ready to take the next step?

Visit our branch at Gadkari Chowk, Saoner, or call us directly. Our team will guide you through the right loan for your needs.

Visit Branch